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Debt Payoff Lite is a free version of the Debt Payoff Pro application. The lite version has all the features of the full version, except it is limited to a maximum of 2 debts. Please get the full version to track as many debts as you need.
** The full version is currently on sale 50% OFF for a limited time.
Debt Payoff Pro will help you to payoff your debts using the popular Debt-snowball method. The debt-snowball method is the primary debt management technique taught and recommended by many financial experts. Using this approach, you would pay the minimum payments on all your debts until your first debt is payoff. Then you would use the extra payment from the paid off debt and apply it to the next debt. The amount of extra payment will grow as more debts are payoff which results in a "snowball" affect that will help you to payoff subsequent debts faster and increasing your confidence in the process.
FEATURES
* Universal Binary
- Designed for iPhone, iPod Touch, and iPad devices. No need to buy separate apps for each device.
* Multiple Debts Tracking
- Track unlimited number of debts.
* Multiple Payoff Strategies
- Lowest Balance First
- Highest Balance First
- Highest Interest First
- Custom Ordering
* Debt Payment Tracking
- Tracking your debt payment is as simple as highlighting the payment from the payment schedule.
* Bonus Apps Included:
- Payoff Date Calculator
- Mortgage Calculator
- Loan Calculator
* Extra Payment Support
- Make extra principal payments to pay off your debts faster.
* Charts and Reports
- See your total debts, debts remaining, total interest paid, total interest saving, debt payoff date, and debt payoff time savings via charts and reports.
* Percent Paid Progress Bars
- Progress bar for each debt helps motivate you toward paying off your debts.
* Payment Due Date Notification
- Reminds you when payments are due. You can also set the time of day that you want to be notified.
* Amortization Table
- A complete payment schedule allows you to view the interest, principal, and remaining balance for each and every payment of the loan.
* Dynamic Custom Ordering of Debts
- With the custom ordering strategy, you can dynamically change the order of debts payoff from the main screen and instantly see how it affects the total debt plus interest amount and the debt payoff date.
* Payoff Date Calculator
- Use the built-in calculator to see the how the monthly payment amount will affect the payoff date and total interest paid.
* Passcode Security
- Passcode protection to keep financial information private.
* Export Capability
- Export your payment list and amortization schedule in HTML format via email.
* Large Number Keypad
- Enter numeric amounts easier and faster with a large standard keypad.
* Customization Settings and Icons
- Configurable settings and beautiful debt icons to customize the application based on your preferences.
* Debt Delete Lock
- Prevents accidental deletion of debts and debt payment tracking.
* Backup / Restore
- Backup your data to your computer for safekeeping. Then restore it to your iOS device when you need to via the iTunes file sharing interface.
* International Currency Supports
- Currency support is based on the region setting of your device.
* Clean, Intuitive User Interface
* Data Transfer to Full Version
Once you are ready, you can easily transfer all your Debt Payoff Lite data over to the full version. Just go to the Settings screen and touch on the Export to Full Version button.